open-banking-io
Read bank account balances and transactions from EU/UK banks via the open-banking.io PSD2 API. Use when the user wants to check balances, list recent transactions, categorise spending, or reconcile payments across European bank accounts — without eIDAS certificates or an AISP licence.
Target: Software development & testing. Automatically collected · unverified.
Excerpt from the author’s documentation
Extracted from a fixed version of SKILL.md in its original language. This is the author’s documentation; installation, compatibility and runtime results have not been verified by this site.
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Topics in the source
- open-banking.io
- When to use
- Tool surface
- Quick start
- PSD2 quirks worth knowing
Self-serve PSD2 bank-data API for EU/UK accounts: accounts, balances and transactions behind a single API key — no eIDAS QWAC/QSealC certificates required. Part of the open-banking.io service (skills repository, MIT). "What's my balance on ?" "Summarise last month's transactions" / "How much did I spend on groceries?" "Which of my bank connections need re-consent?" Reconciling invoices/payments against bank statement lines Prefer the official MCP server (read-only tools: listaccounts, getbalances, gettransactions, listconnections): open-banking-io/mcp-server Direct REST works too: GET /accounts, GET /accounts/{id}/balances, GET /accounts/{id}/transactions. Consents expire (90 days by default; some banks cap at 90 days, some 120+) — plan re-consent reminders. Transactions come back as interimBooked (pending) and booked — pending rows flip to booked with the SAME transaction id; treat it as an update, not a new row. Unattended fetch rates are capped per bank (4 pulls/day typical) — budget polling accordingly.
- Source repository
- davila7/claude-code-templates
- Source file
- cli-tool/components/skills/open-banking-io/open-banking-io/SKILL.md
- Fixed revision
- 21be197f100a12b8d0dd9a211cc244c8179f84d3
Sources and evidence
This record was collected automatically. Its documentation, suitability and runtime behavior have not been manually verified.
Author: davila7/claude-code-templates · original repository metadata. Documentation review: Not reviewed. Last source check: 2026-11-09T15:01:39.543Z.
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MIT. Third-party content and copyright remain with their authors. Refer to the original license and terms.
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